Final answer:
Insurance agents have a fiduciary responsibility towards their company, clients, and the state insurance department, but not to other agents.
Step-by-step explanation:
Insurance agents have a fiduciary responsibility to all of the following EXCEPT: d) Other agents. Fiduciary responsibility primarily involves being bound ethically to act in another party's best interest. While insurance agents must uphold their duties towards the insurance company they represent, their clients, and maintain compliance with the state insurance department, their fiduciary duty does not extend to other agents. Agents may collaborate or compete with one another, but they do not have a legal or ethical fiduciary obligation to them.