Final answer:
An insured under a business auto coverage form includes the owner or anyone else from whom the named insured hires or borrows a covered auto, anyone using a covered auto while working in a business of selling, servicing, repairing, or parking autos if it is not the named insured's business, a partner of the named insured for any covered auto owned by that person or a member of his or her household, and anyone while using, with permission, a covered auto owned by the named insured.
Step-by-step explanation:
An insured under a business auto coverage form includes:
- The owner or anyone else from whom the named insured hires or borrows a covered auto: This means that if the named insured rents or borrows a covered auto from someone, that person would also be considered insured under the policy.
- Anyone using a covered auto while working in a business of selling, servicing, repairing, or parking autos if it is not the named insured's business: This means that employees or workers who are using a covered auto while working in a business related to selling, servicing, repairing, or parking autos are also considered insured under the policy, as long as it is not the named insured's business.
- A partner of the named insured for any covered auto owned by that person or a member of his or her household: This means that if the named insured has a partner and that partner owns a covered auto, the partner and any member of his or her household would be considered insured under the policy.
- Anyone while using, with permission, a covered auto owned by the named insured: This means that anyone who is using a covered auto, with permission, that is owned by the named insured would be considered insured under the policy.