Question

An insured hits a deer and crashes his car into a tree. The total damage to the vehicle is $6,000. How will this loss be covered?

1) $6,000 will be paid under collision coverage
2) This will not be covered
3) $6,000 will be paid under comprehensive coverage
4) $3,000 will be paid under collision, $3,000 will be paid under comprehensive

Answer 1

The loss caused by hitting a deer and crashing the car into a tree would typically be covered under comprehensive coverage. Comprehensive coverage is an optional insurance coverage that protects against damage to your vehicle that is not caused by a collision, such as theft, vandalism, or weather-related damage. In this case, the total damage of $6,000 would be paid under comprehensive coverage.

Step-by-step explanation:

The loss caused by hitting a deer and crashing the car into a tree would typically be covered under comprehensive coverage.

Comprehensive coverage is an optional insurance coverage that protects against damage to your vehicle that is not caused by a collision, such as theft, vandalism, or weather-related damage.

In this case, the total damage of $6,000 would be paid under comprehensive coverage.