Final answer:
An 'insured' is not a person identified as a 'premises liability' claimant which typically includes invitees, licensees, and trespassers, since 'insured' refers to someone covered by an insurance policy.
Step-by-step explanation:
Premises liability is a legal concept in personal injury cases where the injury was caused by some type of unsafe or defective condition on someone's property. Within premises liability, various individuals may enter a property, and they are classified into different categories based on the nature of their entry. The categories include invitees, licensees, and trespassers.
An invitee is someone who has the landowner's express or implied permission to enter the property, typically for business purposes, such as a customer in a store. A licensee enters property for their own purpose or as a social guest, and has permission from the owner.
A trespasser enters without any right whatsoever to do so. In contrast, an insured is not a category of premises liability claimant, but rather a person who is covered under an insurance policy, which is irrelevant to the classification of visitors in terms of premises liability.