Question

Which BCBS program allows participating members to temporarily enroll with a local health maintenance organization (HMO) while residing outside their home HMO area for at least 90 days?

a) BlueCard Worldwide
b) BlueCard PPO
c) BlueChoice
d) BlueCare

Answer 1

The BCBS program that assists with temporary enrollment in a local HMO for members residing outside their home area for over 90 days is the BlueCard PPO program. It enables access to healthcare providers at in-network rates in the local Blue Plan's service area. The correct option is b).

Step-by-step explanation:

The BCBS program that allows participating members to temporarily enroll with a local health maintenance organization (HMO) while residing outside their home HMO area for at least 90 days is the BlueCard PPO program.

This program is designed to provide coverage flexibility when members travel or live outside of their local Blue Plan’s service area.

When you are a BlueCard PPO member and you seek care in another Blue Plan’s area, you can take advantage of the local Blue Plan’s network of healthcare providers, often at in-network rates, which helps in controlling out-of-pocket costs.

It’s part of the extensive network that BCBS provides to ensure members have access to healthcare services when they need them, regardless of location. Option B) is the correct one.