Final answer:
The Bureau of Consumer Financial Protection issues regulations to implement the provisions of the Equal Credit Opportunity Act, a federal law that prohibits lenders from using factors such as gender, race, and age in making credit decisions.
Step-by-step explanation:
The Bureau of Consumer Financial Protection issues regulations to implement the provisions of the Equal Credit Opportunity Act (ECOA). The ECOA is a federal law that prohibits lenders from using factors such as gender, race, ethnicity, and age in making credit decisions. It ended discriminatory practices such as denying loans to married women without their husband's approval or considering only the husband's income for family credit.