Final answer:
California residents can use the First Health network under Part B of their health insurance plan for physician services, medical tests, and outpatient visits when traveling outside of California. They pay a monthly fee, deductibles, and copayments, with the government covering about three-fourths of the costs.
Step-by-step explanation:
The First Health network can be used by California residents for receiving health-care services while traveling outside of California under Part B of their health insurance plan. This plan is designed to cover costs associated with health-care services outside hospital stays, such as physician services, medical tests, and outpatient visits.
Subscribers of Part B insurance typically pay a monthly fee, deductible charges, and copayments for receiving medical care. To support this option, the government contributes approximately three-fourths of the total cost. This coverage allows individuals to maintain a level of healthcare protection when out of state, ensuring that they can access the necessary medical services without facing prohibitive out-of-pocket expenses.