Final answer:
Americans with private health insurance are part of the private healthcare system in the U.S. This system, divided into public and private sectors, faces challenges in cost control and universal access. The system contrasts with other countries' universal or socialized healthcare models.
option d is the correct
Step-by-step explanation:
Regarding the U.S. health care system, it is accurate to say that Americans with private health insurance plans, whether provided by their employer or purchased individually, are part of the private health care system. The United States healthcare coverage can broadly be divided into two main categories: public healthcare (government-funded) and private healthcare (privately funded).
The private healthcare sector in the U.S. provides high-quality care and numerous medical innovations. Nonetheless, it faces challenges such as controlling high costs and ensuring universal access to basic medical care.
The U.S. system is unique because it mostly comprises not-for-profit hospitals with for-profit physicians' offices, and about two-thirds of insured Americans receive their insurance through their employer. Special government programs like Medicare offer coverage for the elderly, while Medicaid serves the poor and disabled under 65.
In comparison to systems like Canada's universal healthcare, where health care is publicly funded but provided by private entities, the U.S. system serves as an example of a voluntary health system with substantial private participation. Unlike socialized systems, such as the Veterans Health Administration in the U.S., the private health care system is not owned or operated by the government.