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a ________ is a file that contains pre-designed formatting and text for common business documents such as letters, business cards and memos.

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Final answer:

A template is a file that contains pre-designed formatting and text for common business documents such as letters, business cards, and memos.

Step-by-step explanation:

A template is a file that contains pre-designed formatting and text for common business documents such as letters, business cards, and memos. It provides a structure and layout for these documents, making it easier for users to create professional-looking materials. Templates can be customized with specific content and design elements to suit individual needs.

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