Question

Brewer wants to purchase a home, but is denied financing because of an agency's credit report. Brewer has repeatedly tried to get a copy of this report, but the agency refuses to give it to him. Brewer can bring action under the California Civil Code to

Answer 1

Brewer can bring action under the California Civil Code to seek a copy of his credit report from the agency that denied him financing for a home.

Step-by-step explanation:

Under the California Civil Code, Brewer can bring action against the agency for denying him access to his credit report.

Section 1785.25(c) of the California Civil Code states that if a consumer is unable to obtain a copy of their credit report from a credit reporting agency, they may bring an action in a court of competent jurisdiction for damages and reasonable attorney's fees. In this case, Brewer can file a lawsuit against the agency for refusing to give him a copy of his credit report.

By exercising his rights under the California Civil Code, Brewer can seek legal recourse and potentially obtain the credit report he needs to address any issues affecting his ability to secure financing for a home.