Question

While helping a client complete a loan application, Brenda asks her customer ''What is your immigration status?'' and ''Do you plan on having children?'' Which statement is true regarding the legality of the questions?

A. Both questions are allowed under fair lending laws
B. Only the question regarding her client's immigration status is illegal
C. Only the question regarding her plans to have children is illegal
D. Both questions are illegal under fair lending laws

Answer 1

Only the question regarding her client's immigration status is illegal.

Step-by-step explanation:

Regarding the legality of the questions asked by Brenda during the loan application, only the question regarding her client's immigration status is illegal. The question about the client's plans to have children is allowed under fair lending laws. In the United States, it is illegal to discriminate based on a person's immigration status, so asking about someone's immigration status in a loan application would be considered discriminatory.

On the other hand, asking about plans to have children is not illegal and is allowed under fair lending laws.