Final answer:
The figurative language in the statement about polar bears wearing hats and jackets is an example of hyperbole, which is an exaggeration used for emphasis.
Step-by-step explanation:
The statement "It was so cold, I saw polar bears wearing hats and jackets" uses figurative language to exaggerate the coldness of the weather to a humorous effect.
This type of figurative language is known as hyperbole, which is an exaggerated statement that is not meant to be taken literally but is used to create a strong impression or to emphasize a point.