Final answer:
The words "unethical" and "illegal" suggest lenders potentially exploit young people in low-income areas by targeting them for loans. The context implies option C as the correct answer, indicating that lenders may target young people for their loans.
Step-by-step explanation:
The author's use of the words "unethical" and "illegal" in the context of the selection from the PRO article likely indicates a concern that lenders may engage in practices targeting vulnerable populations, particularly young people in economically challenged areas. In this scenario, the words suggest that these lenders might not always operate with the best interests of these individuals in mind and could potentially exploit their lack of knowledge in personal finance. However, without the specific context where the words "unethical" and "illegal" are used in the selection, only an assumption about their use can be made. Nonetheless, based on this information, the closest matching option that reflects such practices would be C. lenders target young people for their loans.