Final answer:
Heuristics in cognitive psychology refer to general problem-solving frameworks or mental shortcuts that simplify decision-making, although they are not always the most accurate or rational methods.
Step-by-step explanation:
The term heuristic, as cognitive psychologists use it, refers to a type of problem-solving strategy. It contrasts with an algorithm, which is a specific, step-by-step process that guarantees a correct result. Instead, a heuristic is a more general problem-solving framework or mental shortcut that simplifies the cognitive load on an individual by applying a 'rule of thumb.' Heuristics are not always the most rational or accurate methods for problem-solving, but they provide a quick way to come to a decision. Cognitive psychologists define heuristics as simple, practical rules that are usually efficient, though they can lead to errors or cognitive biases when substituting complex processing with simpler judgment.