Final answer:
The Empower Plus loan is suitable for customers with bad credit or a low credit score who may struggle to get approved for a traditional loan. However, the interest rates for this type of loan tend to be higher.
Step-by-step explanation:
The Empower Plus loan is designed specifically for individuals who have bad credit or a low credit score. This type of customer would generally have difficulty getting approved for a traditional loan from a bank or credit union. The Empower Plus loan provides an opportunity for these customers to access funds, but usually at a higher interest rate due to the increased risk involved for the lender.