Final answer:
The correct answer is D) Routine medical checkup.
Step-by-step explanation:
The correct answer is D) Routine medical checkup. A routine medical checkup is a regular health examination that does not indicate a terminal illness, permanent disability, or critical illness diagnosis. Accelerated death benefits are typically triggered when an individual is diagnosed with a terminal illness, permanent disability, or critical illness that qualifies them for early payment of a portion of their life insurance policy's death benefit.