Final answer:
Signs of potential identity theft include calls from collection agencies regarding unfamiliar debts, late arrival of bank and billing statements, and unknown accounts on your credit report. Protecting personal information and monitoring credit are key steps in preventing identity theft.
Step-by-step explanation:
Signs that your identity may have been stolen include a call from a collection agency about a debt you didn't incur, bank and billing statements not arriving on time, and your credit report showing accounts you didn't open. Hence, the correct answer to the question is option 4) All of the above. Identity theft, also known as True-name Fraud, involves the illegal acquisition and use of someone's personal information like social security numbers, pin numbers, or passwords without their permission. Survivors of identity theft often face drained savings accounts and huge debts on their credit cards for purchases they didn't make.
To protect against identity theft, it's important to use strong passwords and PINs, secure your mailbox, protect your credit and debit cards, use anti-virus software, and notify your bank of any changes in address or phone. Additionally, monitoring your credit history can help spot red flags indicating potential identity theft.