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Which of the following risks is eligible for coverage under a bussiness owners policy?A. A manufacturing facility

- B. A construction site
- C. A residential rental property
- D. A barbershop

User Jeneane
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1 Answer

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Final answer:

A business owners policy (BOP) is more suited for smaller businesses such as a barbershop, which is the type of business among the provided options that would typically be eligible for coverage under a BOP.

Step-by-step explanation:

Among the options provided for coverage under a business owners policy (BOP), D. A barbershop is typically eligible. A BOP is designed to serve the insurance needs of smaller businesses and tends to cover risks associated with retail, service-oriented businesses, and small office-based businesses. It generally includes property insurance, business interruption insurance, and liability protection.

A manufacturing facility and a construction site, given their complex nature and the inherent risk factors involved, usually require more specialized and comprehensive coverage beyond what a standard BOP can offer. Similarly, a residential rental property might not be covered under a BOP, as it would likely require a different type of policy that's tailored to real estate exposures.

The connections a restaurant has with suppliers, furniture, kitchen equipment, and the building where it is located reflect the interconnected nature of businesses and the importance of proper insurance coverage, but it is the barbershop in the options provided that would be typically covered by a BOP.

User Immanuel
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