Question

Jim is applying to become an insurance agent and has a past misdemeanor conviction that was later expunged due to California Penal Code 1203.4. Which of the following statements is correct?

- A) Jim is ineligible to become an insurance agent.
- B) Jim's past misdemeanor will not impact his application.
- C) Jim needs to disclose the expunged conviction on his application.
- D) Jim's expunged conviction does not need to be disclosed.

Answer 1

The correct statement is that Jim's expunged conviction does not need to be disclosed on his application to become an insurance agent. Expungement generally relieves the individual of various penalties associated with the conviction. It is advisable to review the specific disclosure requirements of the state's licensing agency for clarity.

Step-by-step explanation:

The statement that is correct regarding Jim applying to become an insurance agent with a past misdemeanor conviction that was later expunged due to California Penal Code 1203.4 is D) Jim's expunged conviction does not need to be disclosed on his application. This is typically because an expungement under Penal Code 1203.4 releases the individual from "all penalties and disabilities" arising out of the conviction, and it is often treated as if the conviction never occurred for most purposes. However, for licensing applications, especially in the insurance industry, it's advisable to check with the specific application requirements and the state licensing agency, as some may still require disclosure of expunged convictions depending on the nature of the conviction and the job.