Final answer:
Owned autos in auto insurance include owned private passenger autos, owned utility trailers, and hired autos, but not non-owned autos.
Step-by-step explanation:
The term 'owned autos' in auto insurance refers to vehicles that are owned by the insured party. It includes owned private passenger autos, owned utility trailers, and hired autos, but does not include non-owned autos. Non-owned autos are vehicles that are not owned by the insured party but are used for business purposes, such as rented or borrowed vehicles.