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According to section 1729.2 of the California Insurance Code, which of these does qualify as "background information"?

- A) Social security number
- B) Medical history
- C) Driving record
- D) Marital status

User Thinh
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1 Answer

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Final answer:

Option C, Driving record, is the type of "background information" that qualifies under Section 1729.2 of the California Insurance Code, particularly relevant for car insurance policies. The correct option is C.

Step-by-step explanation:

According to Section 1729.2 of the California Insurance Code, the term "background information" covers various elements that an insurance company may need to assess risk and determine premium rates for an insurance policy. However, of the options listed:

  • Social security number
  • Medical history
  • Driving record
  • Marital status

Option C, Driving record, qualifies as "background information" under this section of the Insurance Code. The driving record is a key piece of background information for an insurer, especially when issuing car insurance policies, as it can indicate the level of risk associated with the driver based on past driving behavior.

In contrast, social security numbers, medical history, and marital status are types of information that might be collected by insurers for different purposes but are not specified in Section 1729.2. The correct option is C.

User Sarah Northway
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