Final answer:
The person would be guilty of making a false police report or insurance fraud.
Step-by-step explanation:
The person in question would be guilty of Making a false police report or Insurance fraud. By abandoning their vehicle and falsely reporting it stolen, they are attempting to deceive the insurance company into thinking the car was stolen and claiming insurance money. This is a form of fraud. Additionally, making a false police report is a crime in itself, as it involves providing false information to law enforcement. Abandoning the vehicle in a bad neighborhood and falsely reporting it stolen would not fall under the category of Grand theft auto, as this typically refers to the act of stealing someone else's vehicle without their permission. It also would not be considered Vandalism, which involves intentionally damaging or destroying property. It's important to note that the specific laws and corresponding charges may vary depending on the jurisdiction, but the concept of reporting a false stolen vehicle to evade car payments generally falls under the categories of making a false police report or insurance fraud.