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On January 1, 2024, Patty's Pasties borrows $18,000 to purchase a delivery truck by agreeing to a 7%, four-year loan with the bank. Payments of $431.03 are due at the end of each month, with the first installment due on January 31, 2024. Record the issuance of the installment note payable

User Tandav
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On January 31, 2024, Patty's Pasties records the issuance of a $15,000, 6%, four-year loan for a delivery truck. The first monthly payment of $352.28 is debited to Cash and Interest Expense, with a credit to Notes Payable.

Here's the journal entry for Patty's Pasties on January 31, 2024, to record the issuance of the installment note payable and the first monthly payment:

Date | General Journal | Debit | Credit

January 31, 2024 | Delivery Truck (Asset) | $15,000

| Notes Payable (Liability) | $15,000

| Cash (Asset) | $352.28|

| Interest Expense (Expense) | $90.00 |

| Notes Payable (Liability) | $262.28

- Patty's Pasties records the acquisition of the delivery truck by debiting the Delivery Truck account for $15,000 and crediting Notes Payable for the same amount.

- The first monthly payment of $352.28 is then recorded by debiting Cash for $352.28, recognizing $90.00 as Interest Expense (calculated as 6% of the remaining balance of $15,000), and crediting Notes Payable for the remaining amount of $262.28.

User Keith Ape
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