Final answer:
If T becomes partially disabled, he can likely expect a decrease in his monthly disability income benefit, although the exact amount would depend on the terms of his specific insurance policy.
Step-by-step explanation:
What to Expect Regarding Disability Income Benefits
If T becomes partially disabled, he can likely expect a decrease in the monthly benefit. Disability income policies are designed to replace a portion of the insured's income if they are unable to work due to a disability. When a person is partially, rather than fully, disabled, the benefit often correlates to the reduced ability to earn an income, as opposed to the full replacement of income for those who are fully disabled.
It's important to note that exact benefits can vary depending on the specific terms of the policy. Some policies might have a predefined benefit for partial disability, while others may calculate a percentage reduction based on the degree of disability. For example, a policy might stipulate that a partial disability will result in 50% of the total benefit being paid out. Therefore, in T's case, if he has a policy that pays 50% for partial disability, he might expect to receive a monthly benefit of $2500.