Question

K becomes ill after traveling overseas and is unable to work for 3 months. What kind of policy would cover her loss of income?

Answer 1

K would likely need disability insurance to cover the loss of income during the period of illness and inability to work, as unemployment insurance does not usually cover such situations.

Step-by-step explanation:

The type of policy that would cover K's loss of income after becoming ill from traveling overseas and unable to work for 3 months is likely to be a disability insurance policy, rather than unemployment insurance. Disability insurance is designed to provide income to individuals who are unable to work due to a disability or illness, which seems to fit K's situation. Unemployment insurance, on the other hand, typically helps those who have lost their jobs through no fault of their own and who are actively seeking new employment, and would not normally cover an inability to work due to illness.