Question

What part of the BAP would cover a forklift?

a) Liability coverage
b) Physical damage coverage
c) Medical payments coverage
d) Uninsured motorist coverage

Answer 1

The BAP would cover a forklift under Physical damage coverage which includes protection against loss or damage to vehicles owned by the business.

Step-by-step explanation:

When discussing what part of the Business Auto Policy (BAP) would cover a forklift, the correct answer is b) Physical damage coverage. This coverage includes protection against loss or damage to vehicles owned by the business due to events such as collisions, theft, vandalism, or other perils depending on the policy specifics.

Liability coverage would protect against claims resulting from damage or injuries to others, medical payments coverage would cover medical expenses for injuries sustained in the insured vehicle, and uninsured motorist coverage provides protection in case of an accident with an uninsured or underinsured driver.