Question

Which of the following medicare programs does to pay for OT services?

a: hospital insurance program (part a)
b: supplementary medical insurance program (part b)
c: medicare advantage program (managed care) (part c).
d: prescription drug program (part d)

Answer 1

Medicare's Supplementary Medical Insurance program (Part B) covers OT services as part of its benefits for health-care costs outside of hospital stays, including physician services and outpatient visits.

Step-by-step explanation:

The Medicare program that pays for OT (Occupational Therapy) services is the Supplementary Medical Insurance program (Part B). This part of Medicare covers health-care costs outside of hospital stays, including physician services, medical tests, and outpatient visits. Beneficiaries pay a monthly premium for Part B, along with deductible charges and copayments. It does not cover prescriptions; that aspect is managed by the Prescription Drug program (Part D). If a Medicare recipient requires OT services outside a hospital, Part B would cover these costs. In contrast, Part A (Hospital Insurance) covers inpatient hospital care, skilled nursing facility care, hospice, lab tests, surgery, and home health care. The Medicare Advantage program (Part C) is an alternative way for Medicare beneficiaries to receive their Part A and B benefits, which could also include OT services, while Part D specifically provides prescription drug coverage.