Final answer:
A typical accident insurance contract would cover injuries such as a broken arm, concussion, and a dislocated shoulder. However, seasonal allergies would not be covered.
Step-by-step explanation:
A typical accident insurance contract would cover injuries such as a broken arm, concussion, and a dislocated shoulder as these are common injuries resulting from accidents. However, seasonal allergies would not be covered under the terms of a typical accident insurance contract, as it is not an injury caused by an accident.