Final answer:
The driver's age and gender typically do not affect the rating for comprehensive and collision coverage on a vehicle, as this coverage relates more directly to the vehicle itself rather than details about the driver. Option 2 is correct.
Step-by-step explanation:
The question is regarding factors that would NOT affect the rating for comprehensive and collision coverage on a vehicle. After analyzing the options provided, the correct answer is Option 2: Driver's Age and Gender. While the vehicle's make and model, safety features, and parking location do have an impact on insurance rates, the comprehensive and collision coverage specifically do not usually directly take into account the driver's age and gender; these two factors are typically more influential on the overall insurance premiums, particularly the liability coverage portion. Comprehensive and collision coverage are primarily concerned with the vehicle itself rather than who is driving it.
The factor that would NOT affect the rating for comprehensive and collision coverage on a vehicle is Option 2: Driver's Age and Gender.
The rating for comprehensive and collision coverage is determined by factors such as the vehicle make and model, the vehicle's safety features, and the vehicle's parking location. These factors can affect the likelihood of an accident or damage to the vehicle, which in turn affects the insurance rates. However, the driver's age and gender do not directly impact the rating for comprehensive and collision coverage.