Final answer:
Tort law is the potential liability where an individual's act or failure to act results in injury or harm to a client.
Step-by-step explanation:
The potential liability described in the question where an individual carries out an act or fails to carry out an act resulting in injury or harm to a client is known as tort law. Tort law deals with civil wrongs committed against individuals. It encompasses unintentional acts (negligence) as well as intentional acts that cause harm or injury to another person.