Final answer:
The tendency to attribute other people's behaviors to their character rather than to situational factors is known as the fundamental attribution error.
Step-by-step explanation:
The biased cognitive model where people attribute out-group members' negative behaviors to dispositional rather than situational causes is an example of the fundamental attribution error. This error involves overemphasizing personality traits and underemphasizing situational factors when evaluating others' behaviors. It's often exacerbated by societal norms and individual belief systems within individualistic cultures, which prioritize individual prowess and accomplishments, leading to a higher occurrence of this error compared to collectivistic cultures that emphasize group dynamics and interdependence.