Final answer:
The correct answer is b. Risk behavior. Risk behavior is not an organizational response to risk, while the other options are.
Step-by-step explanation:
The correct answer is b. Risk behavior. Risk behavior is not an organizational response to risk; it refers to individuals engaging in actions that involve uncertainty and potential negative outcomes without considering or evaluating the associated risks. On the other hand, the other options are all organizational responses to risk.
Risk deferral refers to postponing or delaying activities or decisions that involve risk until more information or resources are available. Risk transfer involves shifting the responsibility for a risk to another party, such as through insurance or outsourcing. Risk avoidance refers to avoiding or not engaging in activities or decisions that carry significant risks.