Final answer:
The channelling of funds by banks usually pertains to retail banking services, wherein banks take deposits and turn them into loans, an essential part of their role as financial intermediaries in the capital markets.
Step-by-step explanation:
Channelling of funds by banks with their own customers (Balance Sheet ADI) predominantly involves activities like accepting checking account deposits and converting them into long-term loans to companies, not necessarily direct involvement in corporate debt restructuring, stock market speculation, or venture capital investments. Banks are financial intermediaries that operate between savers supplying financial capital and borrowers demanding loans. Retail banking services could include creating savings accounts or giving out mortgage loans, which are more typical activities for banks to engage in with their balance sheet assets. This aligns with the role of banks in transforming financial flows by repackaging money as it moves from those with excess funds to those with a need for funds.