Final answer:
All three options - Standard Excess, Windscreen Excess, and Age Excess - are common types of insurance excess in motor vehicle policies. Insurance excess is the amount you pay before your insurance covers the remaining costs of a claim.
Step-by-step explanation:
An insurance excess is the amount you agree to pay towards a claim before the insurance company starts to pay out. The types of excesses usually present in motor vehicle insurance policies include:
- Standard Excess: This is the fixed amount you pay whenever you make a claim.
- Windscreen Excess: This may be required for claims specifically related to your vehicle's windscreen and is generally lower than the standard excess.
- Age Excess: This can be an additional excess for younger drivers, who are statistically more likely to be involved in accidents.
It is important to review the policy document to understand the types of excess that apply to your particular situation as it can vary by insurer. The option that is not a common type of insurance excess for motor vehicle policies was not specified in the question, so all three listed are indeed typical insurance excess types.