Final answer:
The Modular Commercial Lines Policy allows clients to customize their insurance coverage to fit individual needs, offering flexibility and protection tailored to unique business risks.
Step-by-step explanation:
The policy type that allows the insured to select the coverage forms that best fit the individual needs of the client is known as the Modular Commercial Lines Policy. This type of policy provides flexibility and customization for the insured, which can be beneficial for addressing unique risks associated with different types of businesses or commercial interests. Insurance products like health insurance, car insurance, house or renter's insurance, and life insurance are tailored to meet the specific needs of individuals or businesses to ensure adequate coverage and financial protection.