Final answer:
In a personal auto policy, under Coverage C: Uninsured Motorist, the definition of an 'insured person' does not automatically include a 'member of the named insured' unless they meet other criteria.
Step-by-step explanation:
In a personal auto policy, Coverage C: Uninsured Motorist provides protection to the policyholder and family members in case they are involved in an accident with an uninsured driver.
According to standard policies, an 'insured person' can be defined as someone who fits certain criteria, such as a member of the insured being struck as a pedestrian, someone occupying a covered auto, or an individual who gets injured in an auto accident.
However, a 'member of the named insured' does not necessarily qualify as an 'insured person' under Coverage C unless they fit into one of the other specified categories, making it the exception to the definition of an 'insured person' under this coverage.
It's important to note that car insurance is typically a necessary expense for vehicle owners and can vary depending on multiple factors like vehicle safety ratings, driving history, and age.