Final answer:
Private health insurance began in the form of hospital plans that did include outpatient services.
Step-by-step explanation:
False. Private health insurance began in the form of hospital plans that did include outpatient services. Part B is an optional insurance system covering health-care costs outside of hospital stays, including physician services, medical tests, and outpatient visits. This type of insurance requires participants to pay a monthly fee, deductible charges, and copayments. The government contributes about three-fourths of the overall costs. Therefore, private health insurance does include outpatient services.