Final answer:
Intermediaries and channel members, including consumers, provide a storing function. Banks, for example, act as financial intermediaries and allow individuals to store their money, lower transaction costs, and create money.
Step-by-step explanation:
Yes, intermediaries and most channel members provide a storing function at some time. This includes consumers as well. One example is banks, which act as financial intermediaries and allow individuals to store their money instead of searching for borrowers. Banks also play a crucial role in lowering transaction costs and creating money.