Final answer:
The term 'Talkative' best describes someone who discusses religious topics extensively but considers faith to be only in words, not deeds. For the reference question, 'mercy' is not among Franklin's thirteen virtues, with 'sincerity', 'temperance', and 'tranquility' being included in his list.
Step-by-step explanation:
The individual who likes to discuss religious topics but believes faith is all in words and not deeds would be characterized as Talkative. This choice aligns with someone who enjoys speaking about different subjects, including religion, but may not follow through with actions that reflect their discussions on faith.
In answering the reference question provided, mercy is not one of the thirteen virtues as listed by Benjamin Franklin. Franklin's list included virtues such as sincerity, temperance, and tranquility, but did not include mercy. These virtues were part of his moral code and were meant to guide one's behavior towards living a virtuous and upright life.