Final answer:
Congress enacted HOEPA (the Home Ownership and Equity Protection Act) in response to abuses in the home mortgage lending market.
Step-by-step explanation:
The correct answer is C) Home mortgage.
Congress enacted HOEPA (the Home Ownership and Equity Protection Act) in response to a growing number of transactions and abuses in the home mortgage lending market. The subprime mortgage crisis in the early 2000s highlighted the need for regulation in the housing market to protect consumers from predatory lending practices. HOEPA aimed to address this issue by imposing stricter regulations and disclosure requirements on lenders offering high-cost mortgage loans.