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Convert a nominal rate of 11.15% compounded semi-annually to a nominal rate compounded monthly. What is the effective rate?

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Final answer:

To convert a nominal rate of 11.15% compounded semi-annually to a nominal rate compounded monthly, the monthly rate is 0.9155% and the effective rate is 11.6890%.

Step-by-step explanation:

To convert a nominal rate of 11.15% compounded semi-annually to a nominal rate compounded monthly, we can use the formula:

Monthly Rate = (1 + Semi-Annual Rate)⁽¹/₆₎ - 1

Plugging in the values, we get:

Monthly Rate = (1 + 0.1115)⁽¹/₆₎ - 1 = 0.009155

So the nominal rate compounded monthly is 0.9155%. To find the effective rate, we can use the formula:

Effective Rate = (1 + Monthly Rate)¹² - 1

Plugging in the value, we get:

Effective Rate = (1 + 0.009155)¹² - 1 = 0.116890

So the effective rate is 11.6890%.

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