Final answer:
California law requires that any adverse action taken against the consumer based on their credit report be accompanied by a written notice.
Step-by-step explanation:
According to California law, any adverse action taken against a consumer based on their credit report must be accompanied by a written notice.
This notice should include specific information such as the name, address, and contact information of the credit reporting agency that provided the report, as well as details about the consumer's rights to dispute inaccurate information.
Additionally, the notice should inform the consumer of their right to obtain a free copy of their credit report within a certain timeframe.