Final answer:
The fraud risk associated with changing an IP address is a) spoofing. It is a method used by cybercriminals to disguise their identity by altering their IP address to gain unauthorized access or deceive users.
Step-by-step explanation:
The fraud risk that involves changing an IP address is known as spoofing. Spoofing is a technique used by cybercriminals to mask their true identity by altering the information that identifies them on the internet, such as their IP address. This allows them to gain unauthorized access to networks, spread malware, or deceive users into revealing personal information.
Sniffing, on the other hand, refers to intercepting and logging traffic passing over a digital network. It's often used to capture sensitive data like passwords or credit card information. A false website, in this context, might be set up to impersonate a legitimate business or service to scam users, but it is not directly associated with changing an IP address. Customer impersonation is a form of fraud where the attacker pretends to be a legitimate customer, often to access that customer's account, but again, it doesn't necessarily involve changing an IP address.