Final answer:
Rala's monthly payments are found by calculating the simple interest on the $32,000 car loan at a rate of 4.25% over 6 years, adding the interest to the principal, and then dividing it by the number of months in the loan term. Unrelated information provided does not apply to Rala's loan.
Step-by-step explanation:
To calculate Rala's monthly car payments for a new car purchased at $32,000 with a six-year simple interest loan at a rate of 4.25%, we can use the loan payment formula. However, we appear to have been given some unrelated information regarding other loans and payments, which we should disregard as it does not pertain to Rala's situation.
Since the question specifically asks for monthly payments, we need to account for the division of the total cost by the number of months in 6 years (72 months), and include the simple interest calculated over that time. Simple interest can be calculated using the formula I = PRT, where I is the interest, P is the principal amount ($32,000), R is the annual interest rate (4.25%, or 0.0425 as a decimal), and T is the time in years (6).
The total interest I for Rala's car loan would be I = $32,000 * 0.0425 * 6. Once we have calculated I, we would add it to the principal to get the total amount to be repaid, and then divide by the number of months (72) to find the monthly payment. Unfortunately, without performing the actual calculations and with the provided unrelated information, we cannot provide the precise monthly payment amount for Rala.