Final answer:
Partial disability is the provision providing payments less than for total disability because it refers to a limited capacity to work due to disability.
Step-by-step explanation:
The provision that provides payments that are less than those paid for a total disability is termed Partial disability. This is because partial disability refers to a situation where an individual is still able to work, but they cannot perform all the duties of their job or are able to work only in a limited capacity due to their disability. In this context, the payments made to individuals with a partial disability are meant to compensate for the loss of income resulting from their inability to fully perform their job, and these payments are understandably less than what would be provided in cases of total disability, wherein an individual is entirely unable to work.