Final answer:
The maximum spend for customers using a card is generally the credit limit for credit cards or the account balance for debit cards, with potential overdraft if the service is enabled.
Step-by-step explanation:
The maximum spend for customers swiping a card depends on a few factors, including the credit limit set by the card issuer and whether the customer is using a credit card or a debit card.
If you're using a credit card, the maximum you can spend is typically your credit limit, which varies from one individual to another and is determined by the card issuer based on your creditworthiness. However, with a debit card, you can spend up to the amount of money available in your linked bank account unless you've opted for overdraft protection, which allows you to exceed your available balance for a fee.
When considering the usage of such cards for accumulating miles or managing expenses, the spending habits and credit utilization come into play, which can also affect your credit score.
The complete question is: What is the maximum spend for customers swiping a card? is: