Final answer:
A covenant of seizen is not an encumbrance because it is a promise that the grantor has the title and right to convey the property, without imposing limitations on the property's use or creating a liability.
Step-by-step explanation:
To determine which of the options provided is not an encumbrance, let's define what an encumbrance is. An encumbrance is a claim, lien, charge, or liability attached to and binding real property. It can include mortgages, easements, and restrictions on property use through covenants.
- A mortgage is a loan that uses the property as collateral and is therefore an encumbrance.
- A judgment is a legal decision by a court that may result in a monetary claim against a property, making it an encumbrance.
- An easement is a right to cross or otherwise use someone else's land for a specified purpose, which is an encumbrance as it can limit the owner's use of the property.
- A covenant of seizen is a promise in a deed that the grantor has the title and right to convey the property, and it does not place a direct limitation on the property's use or create a liability. Therefore, it is not an encumbrance.
Thus, the correct answer is B. A covenant of seizen.