Final answer:
A checking account is a good choice for the average person who wants easy access to their money and transactions with safety and security.
Step-by-step explanation:
A checking account is a good choice for the average person who wants to easily access their money and make transactions. It offers the convenience of writing checks or using a debit card to make payments. Additionally, it provides safety and security for your money as it is protected by the Federal Deposit Insurance Corporation (FDIC).