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An employee’s yearly salary is $54,000.00 per year. The employee contributes 7% to a 401(k). What is the employee’s monthly 401(k) contribution?

a. $315.00
b. $350.00
c. $450.00
d. $475.00

User Alisso
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1 Answer

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Final answer:

The employee's monthly 401(k) contribution is calculated by taking 7% of their annual salary and dividing by 12 months, resulting in a contribution of $315.00 per month.

Step-by-step explanation:

To calculate the employee's monthly 401(k) contribution, we first need to determine their annual contribution amount. This is done by taking 7% of their yearly salary of $54,000.00. The calculation is as follows:

To find the employee's monthly 401(k) contribution, we first need to calculate the annual amount the employee contributes. Given that the employee's yearly salary is $54,000 and they contribute 7% to their 401(k), we can find the annual contribution by multiplying the salary by the contribution rate:

$54,000 * 0.07 = $3,780.00

Annual 401(k) contribution = $54,000.00 x 7% = $3,780.00

To find the monthly contribution, we divide the annual contribution by the number of months in a year:

Monthly 401(k) contribution = $3,780.00 ÷ 12 months = $315.00

Therefore, the monthly 401(k) contribution for the employee is $315.00.

User Alexey Grigorev
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