Question

Monica's parents, Bill and Patty are married to each other. Since both Bill and Patty have family insurance benefits, you will use the birthday rule to determine Monica's primary and secondary policies. Patty's birthday is March 15, 1968, and Bill's birthday is September 25, 1967. Which is the primary payer?

A. Bill
B. Patty
C. There's not enough information to determine the answer

Answer 1

Under the birthday rule, Patty's insurance is the primary payer for Monica, because Patty's birthday comes earlier in the calendar year than Bill's.

Step-by-step explanation:

The question asks which parent's insurance policy will be the primary payer for Monica under the birthday rule, which is a common method used by insurance companies to coordinate benefits when a child has coverage under both parents. According to the birthday rule, the policy of the parent whose birthday falls earlier in the calendar year (month and day, not year) is considered the primary insurance. Since Monica's mother, Patty, has a birthday of March 15, 1968, and her father, Bill, has a birthday of September 25, 1967, Patty's insurance would be the primary payer because her birthday comes first in the year.